Experience and expertise
I joined the industry in 2003 with Legal & General as a protection/endowment Complaint Service Adviser. I worked with them for over a year whilst completing my Master’s in Business Administration and the required Financial Planning Qualifications. On completing my post-graduation, I was offered a position as an adviser with HSBC and moved up the hierarchy as a Premier Financial Adviser specialising in Inheritance Tax Planning and Investments. Due to a restructure, I joined Wesleyan Financial Services in November 2011 which gave me an opportunity to understand the NHS Pension Scheme and worked exclusively within the Medical & Dental Sector.
In my 15 years’ experience in the Financial Services Industry, the majority has been spent delivering face-to-face advice and building long term relationships with clients. Since joining Charles Derby, I have worked with both personal and corporate clients providing tailored financial advice. I have attained a Fellowship in Financial Planning providing expertise in Pension Planning, Investments, Protection and Inheritance Tax Planning.
Hobbies and interests
I play cricket and tennis on a social basis. I also assist coaching for the All-Star Cricket club in Penarth, a town close to Cardiff. As my elder son plays county cricket and is part of the Cardiff & Vale Cricket team – during summer we often travel all around England and watch him play against some quality cricket teams.
Charles Derby Expertise
Charles Derby provides professional advice to individuals and businesses through their team of expert advisers. Knowledgeable, experienced and backed by the full resources of the Charles Derby Group, they’re here to help you manage your Financial Planning. Our client relationship is built on trust and value.
Supporting your goals
Charles Derby works with you to develop a strategy for the areas that matter to you, from savings and investments, to planning for retirement and protecting and providing for your loved ones. We’ll select products and solutions that best meet your needs and introduce you to specialist third party providers where we feel they can add value.
Backing your business
If you own or run a business, our advisers can help you protect your livelihood. We can work with you to create exit strategies; build in risk management to protect loans, key people and shareholders and develop your employee benefits.
I will always take time to ensure you receive help and support in a professional, easy to understand manner. With a passion for providing quality advice and a first class service, I hope that you’ll soon see me as your first point of contact for all your financial planning needs.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The FCA do not regulate buy to let and commercial mortgages.
The Financial Conduct Authority does not regulate Inheritance Tax Planning & Trusts
Tax treatment varies according to individual circumstances and is subject to change.
Holistic financial planning
Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments
Home contents insurance
Specialist Dental & Medical
NHS Pension Specialists
Locum cover specialists
Surgery Insurance Specialists – GP & Dental surgeries
Whole of life and Term Assurance protection
Private medical arrangements
Critical illness insurance
Permanent Health Insurance, aka Income Protection
Mortgage placement and arranging for:
First time buyers
Deals researched and arranged to suit:
Fixed rate deals
Variable and flexible
Capped and or collared